Skip to content

Watch your savings grow. We’ll round up your debit card purchases and transfer the difference to the account of your choice.

  • Save money automatically with every debit card purchase
  • Each purchase is rounded up to the nearest whole dollar amount
  • Excess amount is transferred from your checking account to your savings account
  • The “rounded up” amount from purchases that post to your checking account each business day are aggregated into one transfer at the end of each business day
  • If on any business day you do not have sufficient available funds in your checking account, or if the transaction has overdrawn your checking account, we do not round up purchases posted on that business day and we cancel the Swipe and Save transfer for that day
  • If a debit card purchase is subsequently cancelled or reversed, the corresponding Swipe and Save transfer will remain in the savings account
  • Swipe and Save is available only on a Debit Card linked to your United Community Bank’s checking account
  • We may cancel the Swipe and Save service at any time