Mortgage rates are incredibly low. Get started.

Savings

 

UC VISION

What is your vision for the future? At United Community Bank we have a plan to help you get there. 

Start saving today and we will give you:

  • Tiered Interest Rates to give you more return on your money
  • Overdraft Protection for your checking account through Free Automatic Transfers as needed
  • Free ATM Card
  • Direct Deposit Capabilities
  • Low Minimum Balance
  • Free Account Access by phone with UC Time-Saver or online with EagleNet
  • Free to persons under age 18 or over age 55

 

Balance Requirements $25.00 to open
$300.00 Minimum Balance
Interest *Tiered Rates
Transaction Fees 3 Withdrawals per month
$1.00 each after 3
Quarterly Service Fee $6.00
Waived if Minimum Balance Maintained
Under Age 18
Age 55 or Over

 

*Interest Tiers
.01 – 4,999.99
5,000.00 – 9,999.99
10,000.00 – 24,999.99
25,000.00 – 49,999.99
50,000.00 +

(back to top)

UC EXCELLENCE MONEY MARKET

An excellent way to earn a higher rate of interest and have limited check writing privileges.

  • Tiered Interest Rates to give you a higher return on higher balances
  • Check writing per MMDA regulations
  • Free ATM Card
  • Direct Deposit Capabilities
  • Free Account Access by phone with UC Time-Saver or online with EagleNet
  • Imaged Statement

 

Balance Requirements $2,500.00 to open
$2,500.00 Minimum Balance
Interest  *Tiered Rates
Monthly Service Fee $10.00 Transaction Fees None
Waived if Minimum Balance Maintained Statement  Imaged

 

*Interest Tiers
2,500.00 – 9,999.99
10,000.00 – 24,999.99
25,000.00 – 49,999.99
50,000.00 – 99,999.99
100,000.00 +

(back to top)

UC CHRISTMAS CLUB

  • Interest On All Balances
  • Check for Balance plus Interest will be mailed in October
  • Automatic Transfer from your United Community Bank checking account

 

Balance Requirements $5.00 to open
Interest On All Balances
Monthly Service Fee None
Transaction Fees $10.00 for early withdrawal

(back to top)

UC VACATION CLUB

  • Interest On All Balances
  • Check for Balance plus Interest will be mailed in April
  • Automatic Transfer from your United Community Bank checking account

 

Balance Requirements $5.00 to open
Interest On All Balances
Monthly Service Fee None
Transaction Fees $10.00 for early withdrawal

(back to top)

HONORS SAVINGS

ATTENTION ALL 5TH GRADE STUDENTS! HONORS SAVINGS ACCOUNT AT UNITED COMUNITY BANK

Bring your report card to one of our locations in Clay, Sturgis or Morganfield, and we will put $1.00 for every A earned into our Honors Savings Account for you.

After the first grading period, bring your report card, your social security card and your mom, dad, grandparent or guardian with you to UCB to open your Honors Savings Account and make your first deposit.

Each grading period after that, show us your report card and we will deposit $1.00 for each A into your account.

WE LOOK FORWARD TO SEEING YOU!

At United Community Bank we encourage and support hard work and high achievement.
Be the BEST that you can be!

If you have any questions or need additional information, please call:

Clay: (270) 664-0032
Sturgis: (270) 333-3232
Morganfield: (270) 389-3232

(back to top)