Mortgage rates are incredibly low. Get started.

Checking

UC FREEDOM

Experience the freedom of banking at United Community Bank. 

This account offers you:

  • Unlimited Check Writing
  • Free ATM/Debit Card
  • Direct Deposit Capabilities
  • Free Account Access by phone with UC Time-Saver or online with EagleNet
Balance Requirements None Interest None
Monthly Service Fee None Transaction Fees None
Waived if: N/A Statement  Truncated

(back to top) 

UC TRADITION

Banking the way you remember.

Featuring:

  • Low minimum balance
  • Unlimited Check Writing
  • Free ATM/Debit Card
  • Direct Deposit Capabilities
  • Free Account Access by phone with UC Time-Saver or online with EagleNet
Balance Requirements $50.00 to open
$300.00 Minimum Balance
Interest None
Monthly Service Fee $8.00 Transaction Fees None
Waived if: Minimum Balance Maintained
Over 55 Years of Age
Statement  Imaged

(back to top) 

UC SPIRIT

Catch the spirit of United Community Bank while earning interest on all your balances.

  • Low Minimum Balance
  • Unlimited Check Writing
  • Free ATM/Debit Card
  • Direct Deposit Capabilities
  • Free Account Access by phone with UC Time-Saver or online with EagleNet
Balance Requirements $50.00 to open
$500.00 Minimum Balance
Interest *Tiered Rates
Monthly Service Fee $10.00 Transaction Fees None
Waived if: Minimum Balance Maintained Statement  Imaged

 

*Interest Tiers
.01 - 1,499.99
1,500.00 - 9,999.99
10,000.00 - 24,999.99
25,000.00 +

(back to top) 

UC LIBERTY 50

Liberty is a privilegeÖ you have earned it.

This account, for those over age 50, includes:

  • Competitive Interest Rates on All Balances
  • Free Liberty 50 Checks
  • Low Minimum Balance
  • Unlimited Check Writing
  • Free ATM/Debit Card
  • Direct Deposit Capabilities
  • Free Account Access by phone with UC Time-Saver or online with EagleNet
  • Free Notary Service
Balance Requirements $50.00 to open
$200.00 Minimum Balance
Interest *Tiered Rates
Monthly Service Fee $10.00 Transaction Fees None
Waived if: Minimum Balance Maintained Statement Imaged

 

*Interest Tiers
.01 - 1,499.99
1,500.00 - 9,999.99
10,000.00 - 24,999.99
25,000.00 +

(back to top) 

ADVANTAGE CHECKING

Itís a wonderful feeling to know whatever happens you have friends on your side.
Thatís the advantage of banking with a locally owned and managed community bank. 

Featuring:

  • Two free orders of personalized bank logo checks per year
  • No minimum balance
  • Unlimited check writing
  • Imaged statement
  • Free Notary Service
  • Free Signature Guarantee Service
  • Free First Year Rental of a Safe Deposit Box
  • $10,000 Accidental Death and Dismemberment Insurance
  • Safe Deposit Journal
  • $5,000 Identity Protection
  • Credit Card Registration
  • Internet Access of Benefits
  • All for only $5 per month

(back to top)

OVERDRAFT PROTECTION

Click here for our Opt-In form for overdraft protection.

(back to top)