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We’ve learned a lot after 17 years lending but treating customers like neighbors is just common sense.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs
    • Family vacations
    • Education expenses
    • Wedding ceremonies
    • And much more
  • Repayment terms customized to fit your budget
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Secured loans let you use your savings, your car, or other assets as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable.


  • Use your UCB savings or certificate of deposit as collateral
  • Enjoy lower interest rates
  • Secured savings continue to earn interest
  • Safe, simple way to build your credit


  • No collateral necessary
  • Competitive interest rates
  • Ideal option when you need cash fast