We’ve learned a lot after 17 years lending but treating customers like neighbors is just common sense.
Key Features
Competitive Rates
Local Processing
Quick Decisions
Details
- Competitive rates for a wide variety of personal needs:
- Vehicle repairs
- Family vacations
- Education expenses
- Wedding ceremonies
- And much more
- Repayment terms customized to fit your budget
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Secured vs. Unsecured
Secured loans let you use your savings, your car, or other assets as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable.
Secured
- Use your UCB savings or certificate of deposit as collateral
- Enjoy lower interest rates
- Secured savings continue to earn interest
- Safe, simple way to build your credit
Unsecured
- No collateral necessary
- Competitive interest rates
- Ideal option when you need cash fast