At United Community Bank of West Kentucky, the basis of each customer relationship is trust. We know that whether you are an existing customer, or considering doing business with United Community Bank, you have an interest in how we collect, retain and use information about you and your relationship with us.

We have an obligation to honor your trust, beginning with protecting the confidential information you share with us. Our employees have been trained to know that confidential customer information must not be revealed to unauthorized persons, and may only be discussed with others within the Bank if those employees require the information to perform their duty in serving your banking needs.

We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. To meet your banking needs and privacy concerns our policy is to release customer financial information to people outside the Bank only when the release is authorized by the customer, the Bank or by court subpoena or from a Federal government agency as permitted by law.

Under banking regulations, we are required to provide you with this statement regarding the Bank’s customer privacy protection policies. The information that follows contains information required to be provided to you under Federal privacy regulations.


Categories of Information the Bank collects

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

Policy on Disclosure of Nonpublic Personal Information

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Confidentiality and Security

All customer nonpublic personal information is considered private and privileged by our employees. This information is used solely for the purpose of providing you with the finest service available. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

If you have any questions about this notice, please contact us at (270) 389-3232.